Insurance company has been working on to find out how to drive automatic cars driving in the real world, the problem of. This is very reasonable, considering that now more and more companies began his career in autonomous vehicles, insurance companies must set standards to ensure that in the event of traffic accidents, who should be held accountable for the liability.
According to the guardian report, insurance companies are considering of self-driving cars on their impact. Considered assessment that there is no question of the responsibility of the insurance company. In contrast, some insurers worried about self-driving cars in alternative human future, will make the car is too secure, if this kind of thing, if occurred, would have a direct impact on their business.
According to the financial data company in Cincinnati, in the recent years regarding United States Securities and Exchange Commission's report--technological innovations, especially the driverless cars could reduce consumer demand for insurance products. Two other insurance companies, Mercury General and Travelers Companies also mentioned the self-driving cars may have an adverse impact on the insurance business.
However, these insurance companies appears to be a vision too far.
First, fully automatic cars in a few years time there will not be any. Although this will eventually come true, for example: Elon Musk, founder of Tesla Motors last fall, said Tesla cars in 2015 will have the ability to drive may have a 90% automatic, Nissan CEO Carlos Ghosn predicts that car makers will start selling its self-driving cars in 2018, but most industry experts believe that it is the automaker's wishful thinking.
Even today already have a vehicle equipped with safety features such as adaptive cruise control, lane departure warning, and secondary sensing devices, but only a handful of cars on the road have these features.
If you want these features on all cars equipped with, or even equipped with driverless technologies:
First we need a car manufacturers and technology companies in technology and to ensure that the technical maturity and reliability;
Also urges the Government to legally allow such sales of motor vehicles and road traffic;
Finally due to cost considerations, which begun to appear only in the high-end vehicles, which limits the technology widespread. Louis Vuitton (LV) iPhone 6 Plus Case
To be really popular on every car, will it be possible to really put the insurance industry out of business, and to achieve this may take decades.
Insurance companies are not only industries affected by the self-driving car in the future. LKQ Corporation, an automotive parts company based in Chicago said increased self-driving cars on the road, would lead to decrease the number and severity of accidents, may cause significant adverse impact on their business. Louis Vuitton (LV) iPhone 6 Plus Case
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